The AI advisor only gives you the quality of answer your question deserves. Vague questions get vague answers. Here are 10 high-leverage prompts — and 3 to avoid.
The 10 best questions
- “What was my biggest expense category last month, and is it higher or lower than my 3-month average?”
- “Project my net savings for the next 6 months if my current pace continues.”
- “Suggest a realistic Hajj savings plan based on my income and expenses.”
- “Where did I overspend this week compared to my budget?”
- “Identify any recurring transactions I might have forgotten about.”
- “Which of my wallets has the lowest activity — should I close it?”
- “Compare my eating-out spend this month vs last month.”
- “Help me build a monthly budget targeting 20% savings rate.”
- “Suggest 3 ways to cut my monthly bKash fees.”
- “Forecast when I'll hit my ৳1 lakh emergency fund goal at my current pace.”
3 questions to avoid
- “Should I buy DSE stock X today?” — AI is not licensed for trade advice.
- “What's the best mutual fund?” — too generic; the AI lacks current market data.
- “Predict my net worth in 10 years.” — too many unknowns; rough projections only meaningful for ≤2 years.
Pro tips
- Ask in Bangla if that's your thinking language — answers come back in Bangla.
- Add context if relevant (“...given I just got a ৳5k raise...”).
- Follow up instead of starting over.
- Verify big decisions with a human advisor.
Does the AI remember past conversations?+
Each session is independent for privacy. If you want continuity, paste a brief recap at the start of a new question.
Will it tell me what to buy?+
It won't recommend specific securities. It will compare your spending to your stated goals and suggest behavioural changes.
Is there a limit to questions?+
Currently unlimited within fair-use. We may add gentle rate-limiting later if usage explodes.
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